ClearFlow connects to QuickBooks, Xero, FreshBooks, Wave, and your bank — then eliminates the manual work between raw data and every decision you make.
Margins down 4% vs last month — driven by contractor cost spike in Aug. Cash position healthy. VAT filing due in 12 days.
Why ClearFlow exists
Average month-end close for SMEs doing accounting manually
Owner time consumed by bookkeeping touchpoints that software should resolve
Of SME financial errors stem from manual categorization and reconciliation
Average SME uses multiple accounting tools — none of them talk to each other
What ClearFlow does
Connect your existing QuickBooks, Xero, or Wave account. ClearFlow reads your chart of accounts, learns your categorization patterns, and handles new transactions automatically — getting smarter every week.
Flags unusual transactions, duplicate entries, and misclassifications as they happen — before they compound into month-end surprises or tax problems.
Turns your financial data into a weekly briefing: "Margins dropped 4% this month, largely driven by a spike in contractor costs. Your cash position remains healthy."
Tracks VAT and GST thresholds, payroll tax deadlines, and filing dates — notifying you before they're due, not after you've missed them.
Uses your historical patterns and known upcoming obligations to project cash position — not just a balance check, but a forward view your accountant can act on.
Same underlying data, different views: the owner sees cash position and runway, the accountant sees reconciliation status and exceptions, the investor sees growth metrics.
How it works
Link QuickBooks, Xero, FreshBooks, Wave, or bank feeds via OAuth. ClearFlow treats them as data sources — not your system of record. No migration, no switching costs.
AI maps your chart of accounts, learns your categorization logic, and builds a baseline of normal. Within weeks, it handles the vast majority of transactions without touching you.
Weekly narrative summaries, anomaly alerts, compliance reminders, and cash flow forecasts — delivered in plain English, ready to act on. Your accountant gets a cleaner ledger to work from.
We believe the future of SME finance isn't more dashboards — it's fewer decisions requiring human attention. When your accounting platform stops creating work and starts eliminating it, you get that time back to run your business.
ClearFlow is built for businesses that have outgrown their spreadsheet-and-catch-up approach but can't afford enterprise finance teams. It works alongside the tools you already use. It learns. It alerts. It forecasts. It narrates.